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DO YOU NEED OUR HELP? If you are struggling to meet all your financial commitments, you are not alone. According to latest statistics in July 2008, the number of people seeking advice on debt problems is 6,600 every day. That’s a 20% increase in the last year and a doubling of enquiries in the last 10 years. So there is no question that there are a lot of people with less money in their pockets with an ever increasing cost of living. Another recent report which tracks the actual spend on bills and living costs over the last 2 years estimates that there has been a 26% rise in monthly outgoings for each household. If your financial situation is similar to the above we can help. (Statistics taken from Personal Touch Debt Solutions brochure 27/01/2009) What causes debt problems? Generally speaking, the majority of us always fully intend to pay back any loans or credit cards that we take out, but circumstances can change. Loss of jobs, less overtime and break-up of relationships have a massive impact on the household income and over the last few years it has been so easy to borrow more. Now, with the lenders tightening up their lending and interest rates rising, too much credit means higher payments than previously budgeted for. Dont bury your head in the sand There is a solution, the worst thing to do is do nothing. Worrying about which bill to pay first and constantly loosing the battle of trying to balance the monthly budget can cause stress and anxiety. It is essential that you act quickly to ensure that you can benefit form the best solution for you. We can help! By seeing a Debt solutions advisor a financial programme can be put together to make life more managable. Our regulated advisers can give help and support you in balancing your monthly budget. Crucially, allowing you to live whilst creating a programme to repay your financial commitments. Solutions are indivdually tailored to your specific needs.
We only use regulated financial services advisors. The Financial Services Authority does not regulate Debt Consolidation Services |
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National enquiries 0845 241 7684 - Local enquiries 01425 480517
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
*WE DO NOT NORMALLY CHARGE A FEE FOR MORTGAGE ADVICE. HOWEVER A FEE PAYING OPTION IS AVAILABLE. IF YOU CHOOSE THAT OPTION, OUR TYPICAL FEE IS £250.00 ON COMPLETION.
IF WE DO CHARGE A FEE ANY COST WILL BE AGREED AND EXPLAINED TO YOU CLEARLY BEFORE YOU COMMIT TO ANY COURSE OF ACTION.
The Mortgage Advisors is an appointed representative of Personal Touch Financial Services Ltd, which is authorised and regulated by the Financial Services Authority.
Personal Touch Financial Services is registered with the Financial Services Authority. Registered in England No.3406454. http://www.fsa.gov.uk/register/
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