Protection

When we review your mortgage arrangements, we also review your mortgage and life protection.  They go hand in hand.

So now the mortgage is sorted.  Lets make sure you can continue to pay it.

It's easy to think you've got everything covered, but would your family be able to manage financially if you had to stop working because of a critical or terminal illness, or if you died?  If they could not manage, what would they have to give up?

Even if you don't work and have no income to lose, imagine the cost of having to get someone in to carry out the everyday tasks that you normally do.

It is a sensible precaution to take protection cover against the unknown, the what if...?

Life assurance

  • Life cover will provide a cash lump sum, tax free, if you die during the cover term or develop a terminal illness with 18 months left on the cover term.
  • Critical illness cover will provide a cash lump sum, tax free, if you suffer a critical illness or disability, as described by your policy, during the cover term.
  • Life and Earlier Critical Illness cover includes life cover as well as critical illness cover.

Accident Sickness & Unemployment

We can advise on a range of competitive Accident Sickness & Unemployment products from a panel of market leading Accident Sickness & Unemployment Insurance providers.

This income protection pays out a regular income if you are unable to work due to illness or accidental injury and suffer a loss of earnings during the cover term

Mortgage Payment Protection Insurance

We can advise ona range of competitive Mortgage Payment Protection products from a panel of market leading Mortgage Payment Protection Insurance providers.

This protection pays out for your monthly mortgage repayment in the event that you suffer an accident, or are ill and unable to work or have been made redundant.

  • Our Mortgage Payment Protection Insurance typically costs between £3.88 and £5.16 a month for every £100 of monthly benefit. This is based on a customer choosing £500 of accident, sickness and unemployment monthly benefit;

  • This Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk

enquiries@themortgageadvisors.co.uk

Products on this site are available to UK residents only

For further information on the risks and exclusions relevant to these protection policies, please speak to one of our qualified Insurance Consultants.

 
 


Call our free phone number to discuss your mortgage with a qualified mortgage advisor....

0800 910 1197

Local number - 01425 480517


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
WE DO NOT NORMALLY CHARGE A FEE FOR MORTGAGE ADVICE.
 HOWEVER WE RESERVE THE RIGHT TO CHARGE UP TO £250, DEPENDING ON YOUR CIRCUMSTANCES.
 IF WE DO CHARGE A FEE ANY COST WILL BE AGREED AND EXPLAINED TO YOU CLEARLY BEFORE YOU COMMIT TO ANY COURSE OF ACTION.

The Mortgage Advisors is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Services Authority.

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